Skip to content

Drive Away from Your Worries into a New Adventure with Recreational Insurance

Get a Quote

We’ve all been there: our worry and anxiety keep us from taking chances or embarking on a new adventure.

Life isn’t perfect and sometimes things go wrong – but at the end of the day, what matters is how we deal with what goes wrong.

Recreational insurance empowers you to embrace the spirit of adventure and exploration without being held back by what could go wrong. Whether you’re tearing through snowy hills with your snowmobile or relaxing on a serene lake in your motorhome, recreational insurance gives you a safety net that lets you handle any situation with ease.

Unleash Your Passion for
Exploration with Access Insurance
Plan Your Route and Leave the Rest to Us
A lot of work goes into planning a successful trip. While you’re making sure you’re all packed up and ready to go, having an insurance policy you know you can rely on should be at the top of your checklist.


Helping You Embrace the Open Road
Our expert brokers at Access Insurance are prepared to enrich your journey with their expansive knowledge of different recreational insurance policies and how they can keep you protected.

What Does Recreational Insurance Cover?

  • ATVs

  • Snowmobiles

  • Boats and watercraft

  • Motorcycles

  • RVs (Recreational Vehicles), motorhomes, and trailers

  • Vacation homes

Recreational Insurance Policy Coverage Options

  • Liability
    Third-party liability coverage provides you with compensation in case you are found liable to damages or injuries to a third-party caused by your recreational vehicle or inside your vacation home.

  • Uninsured Auto
    If you are involved in an accident with an uninsured driver, this policy covers medical costs and compensation for damages.

  • Accident Benefits
    Accident benefits provide you with coverage in case you are injured in an accident and require subsequent medical or rehabilitation care or income replacement.

  • Personal Belongings
    This coverage provides you with compensation in case the personal belongings inside your recreational vehicle or vacation home are damaged or stolen.

Our dedicated team of brokers can help you hash out the details of the recreational insurance coverage you need. Your recreational insurance coverage will depend on the type and specifications of your recreational vehicle as well as how often you use it.

It’s also important to note that boats and watercraft will usually require different coverage from common recreational vehicles. You can read more about boat insurance here.

In some cases, you can add your recreational vehicles to your existing auto or home insurance policy, and if needed, there are several additional coverages you can add to ensure you’re paying for the coverage that fits your usage.

Get a Quote

How to Get Recreational Insurance in Canada?

Can’t wait to hit the road on your next adventure? With Access Insurance, you’ll be able to get reliable recreational insurance quickly.

  • Our experienced brokers will make sure you have the insurance coverage that works for the specifics of your recreational vehicle or vacation home.

  • Looking to get a good deal on your recreational insurance premium? We work hard to get you the best rates and are happy to fill you in on tips to get an even lower rate.

  • Understanding the fine print of your recreational insurance policy can get overwhelming, especially if you have more than one vehicle or vacation home to insure. Our customer service team is dedicated to promptly answering your inquiries to keep you informed and assured.

Get a Quote

Get started with a quick quote to get a better idea of the cost of
a recreational insurance policy.

Get a Quote

Contact Us

Let’s talk details. The Access Insurance
team looks forward to getting you
on the road to being protected.