You’ve only got one life, so why on earth are there so many different types of life insurance?
Term life, whole life, or universal life insurance…is all of this really necessary? The answer is yes. With the right coverage, life insurance can be a crucial financial tool that provides financial protection for your loved ones in the event of your death.
Get Reliable Life Insurance
with Access Insurance
Don’t Get Lost in Jargon
Access Insurance brokers will outline the types of life insurance and explain the difference between term life insurance, whole life insurance, and universal life insurance policies and give you a range of options that best suit you.
We Take It Personally
At Access Insurance, we believe in the importance of personalized service. Every time you need us, you will be able to connect with the same broker. You can also access your policies any time you want through our app.
What Does Life Insurance Cover?
Term life insurance provides coverage for a specific period, typically ranging from 10 to 30 years with lower premiums compared to permanent life insurance, because it provides coverage for a specific term. Premiums are based on factors such as age, health, lifestyle, and the coverage amount.
Health insurance lets you be prepared for the worst without taking away from making the most of the present. With health insurance, you can get coverage for your and your family’s medical costs.
Many health insurance plans do not cover medical emergencies that happen abroad. Health coverage can help you cover the cost of medical expenses for illnesses or injuries incurred during international travel.
Universal Life Insurance in Alberta
Universal life insurance may sound like something a philosopher would dream up, but it was really a business-minded person. Universal life insurance is another type of insurance to protect your estate. We can help you understand the specifics of this coverage and how it can serve you and your family.
Whole life insurance provides coverage for your entire life as long as you continue to pay the premiums. This means that your beneficiaries will receive a death benefit whenever you pass away, regardless of when that may be.
Talk to an Access broker to learn more about life Insurance and understand the type of coverage you will require.
Before choosing a life insurance policy, assess your financial situation and consider your family’s needs. Factors to consider include your income, debts, mortgage, children’s education expenses, and future financial goals. Access Insurance can help you evaluate this information and determine the appropriate coverage amount.
Access Insurance provides you with life insurance options from the top insurance providers in Canada.
Our brokers will help you read the policy documents carefully and understand the features, terms, and conditions of the life insurance policy you are considering.
Honesty is crucial in ensuring the policy remains valid, and Access Insurance brokers will make sure you provide sufficient information to avoid problems like claim denials in the future.
Get a Quote
Get information on life insurance rates and coverage options with just a few clicks.