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No One Can Surely Predict the Future, But You Can Protect it With Mortgage Insurance

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As an aspiring homeowner, you may need to learn about down payments, mortgages, and mortgage insurance. Understanding these terms can help you figure out your financial plan when buying your first house.
Mortgage insurance can be a helpful tool in allowing Canadians to pursue homeownership, as long as it is done with caution. As with any other financial product, it’s important to do your research and compare insurance policies and premiums to get the best coverage and the most competitive rate.

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Mortgage insurance protects the lender if the borrower fails to make their payments, giving them a chance to buy a home without needing to save the full amount right away. Not only is it a great way to make homeownership more attainable, but it can also reduce your mortgage payments by lowering the amount you need to finance through the loan.
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With our innovative and customized insurance solutions and expertise, we’re empowering you to take control of your mortgage insurance needs and make the most of your valuable resources.

What Does Mortgage Insurance Cover?

Mortgage insurance typically covers a portion of the loan amount in the event that a borrower defaults on their mortgage loan. It may also protect the lender in case of other claims, such as natural disasters or other property damage. Mortgage insurance is typically required if the borrower has put down less than 20% of the purchase price of the home and is used to reduce the lender’s risk of lending the money, since borrowers with a lower down payment usually have a higher risk of default or non-payment.

At Access Insurance, we understand that different investments carry different needs. That’s why our mortgage insurance brokers collaborate with you to help determine the coverage that best suits your investments and personal and business needs.

With our tailor-made insurance solutions and expertise, you can protect your home and assets and feel more secure about the future.

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How to Get Mortgage Insurance in Canada?


  • At Access Insurance, we understand that each investment or purchase comes with its own set of risks, which is why our mortgage insurance brokers take the time to get to know your investments and customize coverage to meet your specific needs. With our expert staff and innovative solutions, you can be sure you’re getting insurance coverage that fits your mortgage as well as your budget.

  • Dedicated to providing customer service excellence, our team is here to guide you through the process and ensure you have the support and answers you need when it comes to protecting your mortgage.

  • For more detailed information on the requirements and steps involved with obtaining mortgage insurance in Canada, it’s best to speak with our friendly brokers. They can help you understand the ins and outs of the process and provide recommendations on the best course of action for your individual needs.

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With our convenient online tools, you
can quickly get an accurate and
competitive rate that considers
your unique mortgage.

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Our staff of experienced mortgage insurance brokers are also there to provide custom advice and answer any questions you have about the process so you can make the most informed decisions for your mortgage and your budge.